Terms and conditions

Terms and Conditions

Effective Date: 01/01/2025

Welcome to Capella Coverage ("Website"). These Terms and Conditions govern your use of our website and services. By accessing or using the Website, you agree to comply with and be bound by these Terms and Conditions. If you do not agree with these terms, please do not use our Website.

1. Definitions

"Company" refers to Capella Coverage.
"User" refers to any individual or entity accessing or using the Website.
"Services" refer to the insurance-related services provided by Capella Coverage.

2. Use of the Website

The Website is intended for individuals who are at least 18 years old.
You agree to use the Website only for lawful purposes and in compliance with all applicable laws and regulations.
Unauthorized use of the Website may result in termination of access.

3. Intellectual Property

All content, logos, text, images, and trademarks on the Website are owned by Capella Coverage or licensed for use.
Users may not copy, distribute, or modify any content without prior written consent.

4. Services and Limitations

The information on the Website is for general informational purposes only and does not constitute legal, financial, or insurance advice.
Capella Coverage does not guarantee approval for any insurance product or service.
We reserve the right to modify, suspend, or discontinue any part of the Website or services without prior notice.

5. User Accounts

Users may be required to create an account to access certain services.
You are responsible for maintaining the confidentiality of your account credentials.
Any unauthorized use of your account should be reported immediately to Capella Coverage.

6. Privacy Policy

Your use of the Website is also governed by our Privacy Policy, which outlines how we collect, use, and protect your personal information.

7. Limitation of Liability

Capella Coverage is not responsible for any direct, indirect, incidental, or consequential damages resulting from your use of the Website or services.
We do not warrant that the Website will be error-free, uninterrupted, or free of harmful components.

8. Third-Party Links

The Website may contain links to third-party websites. We are not responsible for the content, policies, or practices of these third-party websites.
Your interactions with third-party services are solely at your own risk.

9. Indemnification

You agree to indemnify and hold Capella Coverage, its affiliates, officers, and employees harmless from any claims, damages, or expenses arising from your use of the Website or violation of these Terms and Conditions.

10. Termination

Capella Coverage reserves the right to terminate or suspend access to the Website at any time for violations of these Terms and Conditions or for any other reason deemed necessary.

11. Governing Law

These Terms and Conditions shall be governed by and construed in accordance with the laws of [Insert Jurisdiction].
Any disputes arising from these Terms will be resolved in the courts of [Insert Jurisdiction].

12. Changes to Terms

Capella Coverage reserves the right to update or modify these Terms and Conditions at any time.
Continued use of the Website after modifications constitute acceptance of the updated terms.